:root{--n:#0f2a44;--a:#1fa39a;--l:#f3f7f9;--t:#22313f}*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--t)}a{color:var(--a)}
header{background:#fff;border-bottom:1px solid #e3e9ee;position:sticky;top:0;z-index:9}.w{max-width:1100px;margin:auto;padding:0 20px}
nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding:12px 0}.logo{font-weight:800;color:var(--n);text-decoration:none;font-size:1.15rem}.logo span{color:var(--a)}
nav ul{display:flex;flex-wrap:wrap;gap:18px;list-style:none;margin:0;padding:0}nav ul a{color:var(--n);text-decoration:none;font-weight:600}
.hero{background:linear-gradient(135deg,var(--n),#1d4f73);color:#fff;padding:70px 0}.hero .w{display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center}.hero h1{font-size:2.4rem;line-height:1.2;margin:0 0 14px}
.btn{display:inline-block;background:var(--a);color:#fff;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700;margin:6px 8px 0 0}.btn.o{background:transparent;border:2px solid #fff}
section{padding:56px 0}.alt{background:var(--l)}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:#fff;border:1px solid #e3e9ee;border-radius:12px;padding:24px}.card svg{width:48px;height:48px}h2{color:var(--n)}ol.steps li{margin-bottom:8px}
footer{background:var(--n);color:#cfdbe5;padding:30px 0;font-size:.95rem}footer a{color:#fff}
@media(max-width:760px){.hero .w{grid-template-columns:1fr}.hero h1{font-size:1.8rem}.hero svg{display:none}}
img.ph{width:100%;height:auto;border-radius:14px;display:block;object-fit:cover;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.split{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:center}
@media(max-width:760px){.split{grid-template-columns:1fr}.hero img.ph{display:block;margin-top:20px}}